Practical Step One: Inventory

So. Everything has hit the fan. You've lost your job. Your health is screwed. Something major has happened. You are freaking out. Overwhelmed. Pick a place to start. Here is my suggestion for practical, actionable works. Take inventory. Of everything. How much food do you have in your house? Pantry and freezer? How much pet … Continue reading Practical Step One: Inventory

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Ways to save – at the Dentist!

I lost my dental insurance four years ago. My mom covered my health insurance and dental insurance costs for years as I became disabled while still under her plan and qualified. However, when she went down to part time work it became cost prohibitive and she had to remove me. She, incredibly generously, kept me … Continue reading Ways to save – at the Dentist!

Side gig – Sign up bonuses

Working on SSDI means you are limited to $1,100 a month or you lose your benefits. Losing the income would be difficult, but losing the medical would be deadly. This said, during times when I am not so bad off I try to come up with ways to bring in additional income that is unearned. … Continue reading Side gig – Sign up bonuses

Real life; not fantasy.

In real life things often come up that interfere with our fantasies of how debt pay off or investment build up will look like. We plan and plan and plan some more and sh*t happens. That's just life. By the way, I'm saying this with amusement, not dour sadness and frustration. If things went to … Continue reading Real life; not fantasy.

Snow Storm Challenge 2018: Final update

A few final updates on Snow Storm Challenge 2018. I made it 2.5 weeks without buying food. Honestly, had I had no choice in the matter - in a true emergency - I could have went another 2-3 weeks and met my caloric needs. My major hurdle was that I was completely out of vegetables … Continue reading Snow Storm Challenge 2018: Final update

Results: Snow Storm Challenge Week Two

Hello all!  Here is what I have to say to begin week two: I miss bubble water.  I love carbonated water.  Doesn't even need a flavor.  It makes up the majority of my liquid consumption and BOY do I miss it!  Tap water.  Ick.  Meh, getting used to it.  Freebies this week: Chick Fil A gave … Continue reading Results: Snow Storm Challenge Week Two

Ways to save: Laundry and dish detergent

Like many people, I just bought my liquid detergent at the store.  I would buy whatever was least expensive, use coupons/bulk shop and call it.  Then I started getting involved in the DIY realm and started making my own detergent and laundry soap.    What I discovered over time was that the laundry soap was … Continue reading Ways to save: Laundry and dish detergent

Results: Snow Challenge Week 1

To reiterate: Eat as though you are home bound due to a snow storm. I have several rule exceptions to this, but that's the main idea. I began with mom's Thanksgiving leftovers and then moved onto my pantry/freezer.  There are a few pictures and a video below.  I'm fairly well stocked in my pantry, and my … Continue reading Results: Snow Challenge Week 1