One of the adages that I hear a lot is: being poor is expensive. One day my dad heard this and laughed because it sounded dumb to him. I took a moment to explain a few examples where it rang very true. Costco. Let's take an old favorite of mine now, toilet paper (heh). Toilet … Continue reading You CAN stock up! Being poor is expensive. I have a work around.
I did it! I paid off my last credit card debt a few weeks ago and have a small, but building emergency fund in place. I had been carrying about $2,000 in credit card debt off an on the last few years. I just kept shuffling it around to 0% interest cards and getting close … Continue reading Debt free 2018!!
I know. Once upon a time I was grossed out too. Hear me out, okay? This started as a thought nearly six years ago. Not my thought, but my best friend came up with it. She had her first child and was doing cloth diapering and wipes. One day, after many times wiping her kid's … Continue reading Goodbye to Paper Products : Toilet Paper
When I was 30 years old I had been on disability for six years. I worked 10-12 hrs a week at a job I had maintained for two years (my longest job history ever) and averaged $1,200 - $1,400 a month. I wanted independence and a better relationship with my parents and that wasn't going … Continue reading How I bought a house on SSDI with an income under $1,400 a month.
When I bought my house in 2012 my budget became so tight I had to really come up with ways to save that were creative. My mortgage was $100 a month more than expected due to issues I had with property taxes that took over a year to resolve. My mortgage was roughly $500 when … Continue reading Ways to save: Goodbye paper products!
I was fortunate for some time. Since I was determined to be disabled under a certain age I was able to stay on my mom's health insurance plan for many years. My mom bore the burden of this cost for over a decade. The amount of which I only realized much, much later when it … Continue reading Social Security: Part 5 Medical/ Medicare
One cannot live on SSDI alone, so I had to come up with something I could do that would bring in some income and I could do even when I was having a very bad day and in pain. Years after SSDI was granted for other issues I developed an idiopathic autoimmune condition. I have … Continue reading Income: Pet sitting
For the last twenty plus years I have wrestled with guilt. I call it, “survivor’s guilt,” as a riff on the original meaning. I survive today because programs exist to support people with disabilities at a rate far greater than the past. Yet there is such a stigma attached to using them when your disability … Continue reading Social Security Part 4: Guilt and Shame
About two weeks ago I looked on Ikea.com and decided I wanted the Friheten couch. My friend and I had planned on an Ikea trip in two days, so I would have the opportunity to mess around with it in person and make sure that I liked it. I'm a fan of getting to Ikea … Continue reading I manifested a Friheten.
"You can work on disability?" This question is asked a lot, generally with disbelief or shock. The general public believes that if you are "permanently and totally disabled," and unable to do, "substantial gainful activity," you are unable to do anything. Period. Full stop. Let's discuss a few things here. One is the idea that … Continue reading Social Security: Part 3 – Working