Now that you have completed step one by taking inventory when all the ish hit the fan in your life through health challenges or job loss you are ready for step two. I hinted about this in step one, but to complete step two you need to create a complete shortfall list. Don't get lost … Continue reading Practical Step Two: Shortfall
So. Everything has hit the fan. You've lost your job. Your health is screwed. Something major has happened. You are freaking out. Overwhelmed. Pick a place to start. Here is my suggestion for practical, actionable works. Take inventory. Of everything. How much food do you have in your house? Pantry and freezer? How much pet … Continue reading Practical Step One: Inventory
Thank you, everyone, for your emails, comments, and support. I am incredibly grateful for them! I had a few weeks of just overwhelmed and rudderless, but over the last week or so found my footing. I was so angry at first, here I am FIRE blogging, building an office to coach people, and now I'm … Continue reading Practical steps ahead.
Things are difficult right now. I lost Grace suddenly and unexpectedly and am grieving. I have developed new health issues. Yes, new, as in more. I've had an MRI, worn a heart monitor, had a treadmill stress test and am scheduled for an upcoming echo. My nerve condition has appeared to worsen, or may even … Continue reading Hello, my friends.
How can we save money on entertainment? Any Fire/ financial independence blog out there will tell you to cut your ties to cable. I have done so, but it is not as easy for everyone. If you are home bound and isolated it is often your only source of entertainment or interaction. While that is … Continue reading Ways to Save: Cable
Recently I wondered about how many doctor appointments I had last year. Since I have a personal policy of chasing down all idle curiosities I pulled out last year's planner. 51. I even left out a few lab only appointments, but balls! 51! When people think about how chronic illness can eat up a person's … Continue reading Lost Time. Or: 51 Doctor Appointments
Have you been forced to spend all your assets to maintain your benefits and keep under the $2,000 Medicaid asset test? Good news for you! (And me.) Able tax advantaged accounts are now available for all US residents disabled before the age of 26. The funds placed in an Able account must be used for … Continue reading (Dis) Able Investment Accounts
I lost my dental insurance four years ago. My mom covered my health insurance and dental insurance costs for years as I became disabled while still under her plan and qualified. However, when she went down to part time work it became cost prohibitive and she had to remove me. She, incredibly generously, kept me … Continue reading Ways to save – at the Dentist!
I've dropped small hints and what not, but haven't really discussed in depth the work I've been doing the last several years in order to send my family on a trip for my parent's 40th wedding anniversary. If you've never done anything like this for family, boy, does it feel good to do! We had … Continue reading Travel hacking my way to Belize!
All those well laid plans for 2019 have NOT worked out, but that's okay, because if I've learned one thing in this life it is how to pivot PIVOT pivot(!) and recover. From January's negative income month, to February's barely there income, to the IRS tax bills I didn't understand I would be receiving and … Continue reading Fire Journey: Disrupted