One woman with disabilities, and her journey to financial independence.
Recently I wondered about how many doctor appointments I had last year. Since I have a personal policy of chasing down all idle curiosities I pulled out last year's planner. 51. I even left out a few lab only appointments, but balls! 51! When people think about how chronic illness can eat up a person's … Continue reading Lost Time. Or: 51 Doctor Appointments
Have you been forced to spend all your assets to maintain your benefits and keep under the $2,000 Medicaid asset test? Good news for you! (And me.) Able tax advantaged accounts are now available for all US residents disabled before the age of 26. The funds placed in an Able account must be used for … Continue reading (Dis) Able Investment Accounts
I've dropped small hints and what not, but haven't really discussed in depth the work I've been doing the last several years in order to send my family on a trip for my parent's 40th wedding anniversary. If you've never done anything like this for family, boy, does it feel good to do! We had … Continue reading Travel hacking my way to Belize!
All those well laid plans for 2019 have NOT worked out, but that's okay, because if I've learned one thing in this life it is how to pivot PIVOT pivot(!) and recover. From January's negative income month, to February's barely there income, to the IRS tax bills I didn't understand I would be receiving and … Continue reading Fire Journey: Disrupted
If you follow me on social (Instagram is where I am most active) you will have seen that I've been having a bit of a rough time of late and that last week I had a no good, very bad, day. One of those black days where it all seems overwhelming and you aren't sure … Continue reading Tami and the no good, very bad, day.
My 2019 personal value goal is consistency. We've heard it a hundred times that, "It's not what you do sometimes, but what you do most of the time," that matters. And I knew that. We all know that. We don't always feel it though. Or see it in our lives. Over the few years I … Continue reading Consistency for the win!
Working on SSDI means you are limited to $1,100 a month or you lose your benefits. Losing the income would be difficult, but losing the medical would be deadly. This said, during times when I am not so bad off I try to come up with ways to bring in additional income that is unearned. … Continue reading Side gig – Sign up bonuses
I ended 2018 on such a high note. Six years after discovering Mr. Money Mustache, I finally met all the financial goals I set out to complete in a year. I had an emergency fund, got my mortgage under $50k, and paid off my credit cards. And then, 2019 came in - pardon me - like … Continue reading Sh*t hits the fan y’all.
Financially, 2018 was a huge success, but physically? It was a huge challenge. I have chronic illness and health conditions that are difficult to manage on a good day, but then a new one decided to join in: Iron Deficiency Anemia. During the first few months of the year I became more and more tired … Continue reading An Anemic Year
All last year I worked towards goals that I set the year before. For the first time - I actually did it. I succeeded. Honestly? It freaked me out. I know what failure looks like. I know what to do after failing. I know what comes next. Now? What the hell comes next you guys? … Continue reading Guys. It’s a new year and I am terrified.
