One woman with disabilities, and her journey to financial independence.
Hello friends! I'm pleased as punch to share I'll be having my heart surgery just before Christmas! If it goes well, it will be a 4- 6 week recovery. If it ends up going worst case, it will be months. Let's hope for best case! It all depends on what they find once they get … Continue reading Heart Surgery Update for Thanksgiving!
This is something I have wanted to do for a while, but waited until it was less emotionally loaded. When Grace passed on July 2nd, I knew I would write a post on the costs associated with her life regarding pet insurance and vet bills. Not only to satiate my own curiosity about pet insurance … Continue reading Grace: Pet Insurance and a Sick dog – A final tally.
Hello friends! Have you completed steps one and two on this practical steps when the ish hits the fan journey? Fabulous! Let's get into it. Step three is all about bridging the gap between step one's inventory and step two's shortfall list. If you are like me and created a spreadsheet you could easily create … Continue reading Practical Step 3: Bridge the Gap
Now that you have completed step one by taking inventory when all the ish hit the fan in your life through health challenges or job loss you are ready for step two. I hinted about this in step one, but to complete step two you need to create a complete shortfall list. Don't get lost … Continue reading Practical Step Two: Shortfall
So. Everything has hit the fan. You've lost your job. Your health is screwed. Something major has happened. You are freaking out. Overwhelmed. Pick a place to start. Here is my suggestion for practical, actionable works. Take inventory. Of everything. How much food do you have in your house? Pantry and freezer? How much pet … Continue reading Practical Step One: Inventory
Thank you, everyone, for your emails, comments, and support. I am incredibly grateful for them! I had a few weeks of just overwhelmed and rudderless, but over the last week or so found my footing. I was so angry at first, here I am FIRE blogging, building an office to coach people, and now I'm … Continue reading Practical steps ahead.
Things are difficult right now. I lost Grace suddenly and unexpectedly and am grieving. I have developed new health issues. Yes, new, as in more. I've had an MRI, worn a heart monitor, had a treadmill stress test and am scheduled for an upcoming echo. My nerve condition has appeared to worsen, or may even … Continue reading Hello, my friends.
How can we save money on entertainment? Any Fire/ financial independence blog out there will tell you to cut your ties to cable. I have done so, but it is not as easy for everyone. If you are home bound and isolated it is often your only source of entertainment or interaction. While that is … Continue reading Ways to Save: Cable
Have you been forced to spend all your assets to maintain your benefits and keep under the $2,000 Medicaid asset test? Good news for you! (And me.) Able tax advantaged accounts are now available for all US residents disabled before the age of 26. The funds placed in an Able account must be used for … Continue reading (Dis) Able Investment Accounts
I lost my dental insurance four years ago. My mom covered my health insurance and dental insurance costs for years as I became disabled while still under her plan and qualified. However, when she went down to part time work it became cost prohibitive and she had to remove me. She, incredibly generously, kept me … Continue reading Ways to save – at the Dentist!
