In real life things often come up that interfere with our fantasies of how debt pay off or investment build up will look like. We plan and plan and plan some more and sh*t happens. That's just life. By the way, I'm saying this with amusement, not dour sadness and frustration. If things went to … Continue reading Real life; not fantasy.
Not a super sexy title and behind on the times, but I needed some time to really think about what my goals were. 2018 was so financially motivated that now, with less financial things to think about I struggled to really clarify my goals. I needed this time to make sense of what they needed … Continue reading 2019 Financial Goals
Hello my terrific friends! Welcome back to the party. January afforded me incredible opportunities to practice gratitude and my "make do" muscles while getting very clear and appreciable evidence that going no sugar impacted my anxiety at unbelievable levels. Truly having all that sh*t hit the fan in the middle of a January Whole30 was … Continue reading Heaps of wonderful and one unfortunate blunder.
I ended 2018 on such a high note. Six years after discovering Mr. Money Mustache, I finally met all the financial goals I set out to complete in a year. I had an emergency fund, got my mortgage under $50k, and paid off my credit cards. And then, 2019 came in - pardon me - like … Continue reading Sh*t hits the fan y’all.
I had consumer debt (credit card debt), student loans, and a car loan. All of them charging me interest. I managed to shave years from my pay off date and save thousands in interest by utilizing this credit card hack. I opened a Discover card with 0% interest for 14 months. I then transferred my … Continue reading Debt free – faster!
All last year I worked towards goals that I set the year before. For the first time - I actually did it. I succeeded. Honestly? It freaked me out. I know what failure looks like. I know what to do after failing. I know what comes next. Now? What the hell comes next you guys? … Continue reading Guys. It’s a new year and I am terrified.
If you follow me on Instagram or Facebook, you'll know my dog had a mini stroke just over a week ago. A TIA (transient ischemic attack) is a small stroke that resolves either immediately following the stroke, or over a short time leaving little or no evidence or damage. He has fully recovered. Wahoo! After … Continue reading Pet Insurance: Responsible pet ownership for low income pet parents.
You remember my three financial goals of 2018? I completed the first goal, then the second goal, and now, I MADE IT! I completed the third goal! To refresh for those of you who have missed it - I set three goals for 2018. They are as follows: 1) Emergency fund of $1,000 2) Credit card debt free3) … Continue reading HUGE NEWS! GOAL!
Short post, but I'm too excited to wait. After much up and down and back and forth I finally hit my goal of having a $1,000 emergency fund! All year long I've been struggling to put money away into an emergency fund as I realized that until I had one I would never stop cycling on … Continue reading Emergency fund: Funded!
One of the adages that I hear a lot is: being poor is expensive. One day my dad heard this and laughed because it sounded dumb to him. I took a moment to explain a few examples where it rang very true. Costco. Let's take an old favorite of mine now, toilet paper (heh). Toilet … Continue reading You CAN stock up! Being poor is expensive. I have a work around.