One woman with disabilities, and her journey to financial independence.
How can we save money on entertainment? Any Fire/ financial independence blog out there will tell you to cut your ties to cable. I have done so, but it is not as easy for everyone. If you are home bound and isolated it is often your only source of entertainment or interaction. While that is … Continue reading Ways to Save: Cable
Have you been forced to spend all your assets to maintain your benefits and keep under the $2,000 Medicaid asset test? Good news for you! (And me.) Able tax advantaged accounts are now available for all US residents disabled before the age of 26. The funds placed in an Able account must be used for … Continue reading (Dis) Able Investment Accounts
I lost my dental insurance four years ago. My mom covered my health insurance and dental insurance costs for years as I became disabled while still under her plan and qualified. However, when she went down to part time work it became cost prohibitive and she had to remove me. She, incredibly generously, kept me … Continue reading Ways to save – at the Dentist!
I've dropped small hints and what not, but haven't really discussed in depth the work I've been doing the last several years in order to send my family on a trip for my parent's 40th wedding anniversary. If you've never done anything like this for family, boy, does it feel good to do! We had … Continue reading Travel hacking my way to Belize!
All those well laid plans for 2019 have NOT worked out, but that's okay, because if I've learned one thing in this life it is how to pivot PIVOT pivot(!) and recover. From January's negative income month, to February's barely there income, to the IRS tax bills I didn't understand I would be receiving and … Continue reading Fire Journey: Disrupted
If you follow me on social (Instagram is where I am most active) you will have seen that I've been having a bit of a rough time of late and that last week I had a no good, very bad, day. One of those black days where it all seems overwhelming and you aren't sure … Continue reading Tami and the no good, very bad, day.
Working on SSDI means you are limited to $1,100 a month or you lose your benefits. Losing the income would be difficult, but losing the medical would be deadly. This said, during times when I am not so bad off I try to come up with ways to bring in additional income that is unearned. … Continue reading Side gig – Sign up bonuses
In real life things often come up that interfere with our fantasies of how debt pay off or investment build up will look like. We plan and plan and plan some more and sh*t happens. That's just life. By the way, I'm saying this with amusement, not dour sadness and frustration. If things went to … Continue reading Real life; not fantasy.
Not a super sexy title and behind on the times, but I needed some time to really think about what my goals were. 2018 was so financially motivated that now, with less financial things to think about I struggled to really clarify my goals. I needed this time to make sense of what they needed … Continue reading 2019 Financial Goals
Hello my terrific friends! Welcome back to the party. January afforded me incredible opportunities to practice gratitude and my "make do" muscles while getting very clear and appreciable evidence that going no sugar impacted my anxiety at unbelievable levels. Truly having all that sh*t hit the fan in the middle of a January Whole30 was … Continue reading Heaps of wonderful and one unfortunate blunder.
