Short post, but I'm too excited to wait. After much up and down and back and forth I finally hit my goal of having a $1,000 emergency fund! All year long I've been struggling to put money away into an emergency fund as I realized that until I had one I would never stop cycling on … Continue reading Emergency fund: Funded!
One of the adages that I hear a lot is: being poor is expensive. One day my dad heard this and laughed because it sounded dumb to him. I took a moment to explain a few examples where it rang very true. Costco. Let's take an old favorite of mine now, toilet paper (heh). Toilet … Continue reading You CAN stock up! Being poor is expensive. I have a work around.
I did it! I paid off my last credit card debt a few weeks ago and have a small, but building emergency fund in place. I had been carrying about $2,000 in credit card debt off an on the last few years. I just kept shuffling it around to 0% interest cards and getting close … Continue reading Debt free 2018!!
I know. Once upon a time I was grossed out too. Hear me out, okay? This started as a thought nearly six years ago. Not my thought, but my best friend came up with it. She had her first child and was doing cloth diapering and wipes. One day, after many times wiping her kid's … Continue reading Goodbye to Paper Products : Toilet Paper
When I was 30 years old I had been on disability for six years. I worked 10-12 hrs a week at a job I had maintained for two years (my longest job history ever) and averaged $1,200 - $1,400 a month. I wanted independence and a better relationship with my parents and that wasn't going … Continue reading How I bought a house on SSDI with an income under $1,400 a month.
I was fortunate for some time. Since I was determined to be disabled under a certain age I was able to stay on my mom's health insurance plan for many years. My mom bore the burden of this cost for over a decade. The amount of which I only realized much, much later when it … Continue reading Social Security: Part 5 Medical/ Medicare
One cannot live on SSDI alone, so I had to come up with something I could do that would bring in some income and I could do even when I was having a very bad day and in pain. Years after SSDI was granted for other issues I developed an idiopathic autoimmune condition. I have … Continue reading Income: Pet sitting
"You can work on disability?" This question is asked a lot, generally with disbelief or shock. The general public believes that if you are "permanently and totally disabled," and unable to do, "substantial gainful activity," you are unable to do anything. Period. Full stop. Let's discuss a few things here. One is the idea that … Continue reading Social Security: Part 3 – Working
In order to qualify for Social Security Disability you must meet federally established requirements for "permanent and total disability," including being unable to work for over a year in the future. You also must have completed enough work credits (worked enough reported full time hours) to qualify for the insurance benefit. I believe I only … Continue reading Social Security (SSDI): The numbers. Part two.
Guys! I was at Camp Mustache while they were filming chunks of this and personally know a good number of the people featured. Since I wasn't being public at the time, I did not sign a waiver and am not featured (you might catch me in the background.) I'm agog that it's almost here. I … Continue reading Playing with Fire documentary!