I ended 2018 on such a high note. Six years after discovering Mr. Money Mustache, I finally met all the financial goals I set out to complete in a year. I had an emergency fund, got my mortgage under $50k, and paid off my credit cards. And then, 2019 came in - pardon me - like … Continue reading Sh*t hits the fan y’all.
I had consumer debt (credit card debt), student loans, and a car loan. All of them charging me interest. I managed to shave years from my pay off date and save thousands in interest by utilizing this credit card hack. I opened a Discover card with 0% interest for 14 months. I then transferred my … Continue reading Debt free – faster!
All last year I worked towards goals that I set the year before. For the first time - I actually did it. I succeeded. Honestly? It freaked me out. I know what failure looks like. I know what to do after failing. I know what comes next. Now? What the hell comes next you guys? … Continue reading Guys. It’s a new year and I am terrified.
If you follow me on Instagram or Facebook, you'll know my dog had a mini stroke just over a week ago. A TIA (transient ischemic attack) is a small stroke that resolves either immediately following the stroke, or over a short time leaving little or no evidence or damage. He has fully recovered. Wahoo! After … Continue reading Pet Insurance: Responsible pet ownership for low income pet parents.
You remember my three financial goals of 2018? I completed the first goal, then the second goal, and now, I MADE IT! I completed the third goal! To refresh for those of you who have missed it - I set three goals for 2018. They are as follows: 1) Emergency fund of $1,000 2) Credit card debt free3) … Continue reading HUGE NEWS! GOAL!
Short post, but I'm too excited to wait. After much up and down and back and forth I finally hit my goal of having a $1,000 emergency fund! All year long I've been struggling to put money away into an emergency fund as I realized that until I had one I would never stop cycling on … Continue reading Emergency fund: Funded!
One of the adages that I hear a lot is: being poor is expensive. One day my dad heard this and laughed because it sounded dumb to him. I took a moment to explain a few examples where it rang very true. Costco. Let's take an old favorite of mine now, toilet paper (heh). Toilet … Continue reading You CAN stock up! Being poor is expensive. I have a work around.
I did it! I paid off my last credit card debt a few weeks ago and have a small, but building emergency fund in place. I had been carrying about $2,000 in credit card debt off an on the last few years. I just kept shuffling it around to 0% interest cards and getting close … Continue reading Debt free 2018!!
I know. Once upon a time I was grossed out too. Hear me out, okay? This started as a thought nearly six years ago. Not my thought, but my best friend came up with it. She had her first child and was doing cloth diapering and wipes. One day, after many times wiping her kid's … Continue reading Goodbye to Paper Products : Toilet Paper
When I was 30 years old I had been on disability for six years. I worked 10-12 hrs a week at a job I had maintained for two years (my longest job history ever) and averaged $1,200 - $1,400 a month. I wanted independence and a better relationship with my parents and that wasn't going … Continue reading How I bought a house on SSDI with an income under $1,400 a month.