In real life things often come up that interfere with our fantasies of how debt pay off or investment build up will look like. We plan and plan and plan some more and sh*t happens. That's just life. By the way, I'm saying this with amusement, not dour sadness and frustration. If things went to … Continue reading Real life; not fantasy.
Not a super sexy title and behind on the times, but I needed some time to really think about what my goals were. 2018 was so financially motivated that now, with less financial things to think about I struggled to really clarify my goals. I needed this time to make sense of what they needed … Continue reading 2019 Financial Goals
I ended 2018 on such a high note. Six years after discovering Mr. Money Mustache, I finally met all the financial goals I set out to complete in a year. I had an emergency fund, got my mortgage under $50k, and paid off my credit cards. And then, 2019 came in - pardon me - like … Continue reading Sh*t hits the fan y’all.
If you follow me on Instagram or Facebook, you'll know my dog had a mini stroke just over a week ago. A TIA (transient ischemic attack) is a small stroke that resolves either immediately following the stroke, or over a short time leaving little or no evidence or damage. He has fully recovered. Wahoo! After … Continue reading Pet Insurance: Responsible pet ownership for low income pet parents.
You remember my three financial goals of 2018? I completed the first goal, then the second goal, and now, I MADE IT! I completed the third goal! To refresh for those of you who have missed it - I set three goals for 2018. They are as follows: 1) Emergency fund of $1,000 2) Credit card debt free3) … Continue reading HUGE NEWS! GOAL!
Like many people, I just bought my liquid detergent at the store. I would buy whatever was least expensive, use coupons/bulk shop and call it. Then I started getting involved in the DIY realm and started making my own detergent and laundry soap. What I discovered over time was that the laundry soap was … Continue reading Ways to save: Laundry and dish detergent
To reiterate: Eat as though you are home bound due to a snow storm. I have several rule exceptions to this, but that's the main idea. I began with mom's Thanksgiving leftovers and then moved onto my pantry/freezer. There are a few pictures and a video below. I'm fairly well stocked in my pantry, and my … Continue reading Results: Snow Challenge Week 1
Short post, but I'm too excited to wait. After much up and down and back and forth I finally hit my goal of having a $1,000 emergency fund! All year long I've been struggling to put money away into an emergency fund as I realized that until I had one I would never stop cycling on … Continue reading Emergency fund: Funded!
As discussed in previous posts I regularly do pantry challenges to keep up rotation, prevent expiration, and use up those odd ball items. It challenges my creativity, beats back my sugar dragon, and is a kindness to my pocket book. I call this challenge: The Snow Storm Challenge. I was inspired several years ago by a … Continue reading Challenge: Snow storm 2018
In order to qualify for Social Security Disability you must meet federally established requirements for "permanent and total disability," including being unable to work for over a year in the future. You also must have completed enough work credits (worked enough reported full time hours) to qualify for the insurance benefit. I believe I only … Continue reading Social Security (SSDI): The numbers. Part two.