You remember my three financial goals of 2018? I completed the first goal, then the second goal, and now, I MADE IT! I completed the third goal!
To refresh for those of you who have missed it – I set three goals for 2018. They are as follows:
1) Emergency fund of $1,000
2) Credit card debt free
3) Mortgage under $50,000.
I sent in little bits and extra all year and now finally at the end of the year I was able to flip some things and sell of few of my own things and get the house under 50k. Or so I thought.
I submitted the payment and I waited and waited and waited for it to post and then it did! And my balance was $50,000.81.
Yes. I was pissed.
So I made a $1 payment. Yep. Did that.
Waited and waited and waited and NOW:
Proud owner of a $49,999.81 mortgage! Yahoo!!
Dance. Dance. Dance. 🙂
For you guys, it must seem like, “Wow. All her goals just right away, barely any time. I have yeeeeeaaarrrsss to go,” the trick here is that you are seeing 6 years of work and toil FINALLY PAYING OFF.
I started my FI journey in 2012. What you haven’t seen is the lawsuits, car accident, car loan, student loans, medical debt, and more that were dealt with before this point. It’s like that iceberg photo? The inspirational one with just the little iceberg on top, but all the work below? It’s exactly like that.
Overnight success – six years in the making. I just didn’t start blogging for real until now. I felt I had to have some of my shit together. Had some wisdom I’d learned and could share.
Here we are folks: I did it. I actually managed to complete all three goals I set for myself and now I’m wondering what is next? What is 2019 going to look like? I’ve actively been not thinking too hard about it, but next week I’m going to have a sit down and figure out these new goals.
I am here for you. I know the toil. It takes so much time, but once you get rolling and adapted to things (like no TP or whatever else you have given up- ha!) it does get easier and more routine. My hope for you is while your challenges are challenging, your soul is being fed by every little success and you are being kind to yourself. I can’t wait to hear from you about what goals you have made in 2018 and what your plans are for 2019. We can do it together!