Not a super sexy title and behind on the times, but I needed some time to really think about what my goals were. 2018 was so financially motivated that now, with less financial things to think about I struggled to really clarify my goals. I needed this time to make sense of what they needed … Continue reading 2019 Financial Goals
I had consumer debt (credit card debt), student loans, and a car loan. All of them charging me interest. I managed to shave years from my pay off date and save thousands in interest by utilizing this credit card hack. I opened a Discover card with 0% interest for 14 months. I then transferred my … Continue reading Debt free – faster!
Hello all! Here is what I have to say to begin week two: I miss bubble water. I love carbonated water. Doesn't even need a flavor. It makes up the majority of my liquid consumption and BOY do I miss it! Tap water. Ick. Meh, getting used to it. Freebies this week: Chick Fil A gave … Continue reading Results: Snow Storm Challenge Week Two
Like many people, I just bought my liquid detergent at the store. I would buy whatever was least expensive, use coupons/bulk shop and call it. Then I started getting involved in the DIY realm and started making my own detergent and laundry soap. What I discovered over time was that the laundry soap was … Continue reading Ways to save: Laundry and dish detergent
As discussed in previous posts I regularly do pantry challenges to keep up rotation, prevent expiration, and use up those odd ball items. It challenges my creativity, beats back my sugar dragon, and is a kindness to my pocket book. I call this challenge: The Snow Storm Challenge. I was inspired several years ago by a … Continue reading Challenge: Snow storm 2018
One cannot live on SSDI alone, so I had to come up with something I could do that would bring in some income and I could do even when I was having a very bad day and in pain. Years after SSDI was granted for other issues I developed an idiopathic autoimmune condition. I have … Continue reading Income: Pet sitting
For the last twenty plus years I have wrestled with guilt. I call it, “survivor’s guilt,” as a riff on the original meaning. I survive today because programs exist to support people with disabilities at a rate far greater than the past. Yet there is such a stigma attached to using them when your disability … Continue reading Social Security Part 4: Guilt and Shame
About two weeks ago I looked on Ikea.com and decided I wanted the Friheten couch. My friend and I had planned on an Ikea trip in two days, so I would have the opportunity to mess around with it in person and make sure that I liked it. I'm a fan of getting to Ikea … Continue reading I manifested a Friheten.
"You can work on disability?" This question is asked a lot, generally with disbelief or shock. The general public believes that if you are "permanently and totally disabled," and unable to do, "substantial gainful activity," you are unable to do anything. Period. Full stop. Let's discuss a few things here. One is the idea that … Continue reading Social Security: Part 3 – Working
In order to qualify for Social Security Disability you must meet federally established requirements for "permanent and total disability," including being unable to work for over a year in the future. You also must have completed enough work credits (worked enough reported full time hours) to qualify for the insurance benefit. I believe I only … Continue reading Social Security (SSDI): The numbers. Part two.