One woman with disabilities, and her journey to financial independence.
Recently I wondered about how many doctor appointments I had last year. Since I have a personal policy of chasing down all idle curiosities I pulled out last year's planner. 51. I even left out a few lab only appointments, but balls! 51! When people think about how chronic illness can eat up a person's … Continue reading Lost Time. Or: 51 Doctor Appointments
Have you been forced to spend all your assets to maintain your benefits and keep under the $2,000 Medicaid asset test? Good news for you! (And me.) Able tax advantaged accounts are now available for all US residents disabled before the age of 26. The funds placed in an Able account must be used for … Continue reading (Dis) Able Investment Accounts
I lost my dental insurance four years ago. My mom covered my health insurance and dental insurance costs for years as I became disabled while still under her plan and qualified. However, when she went down to part time work it became cost prohibitive and she had to remove me. She, incredibly generously, kept me … Continue reading Ways to save – at the Dentist!
I've dropped small hints and what not, but haven't really discussed in depth the work I've been doing the last several years in order to send my family on a trip for my parent's 40th wedding anniversary. If you've never done anything like this for family, boy, does it feel good to do! We had … Continue reading Travel hacking my way to Belize!
All those well laid plans for 2019 have NOT worked out, but that's okay, because if I've learned one thing in this life it is how to pivot PIVOT pivot(!) and recover. From January's negative income month, to February's barely there income, to the IRS tax bills I didn't understand I would be receiving and … Continue reading Fire Journey: Disrupted
That pup? That's my Shih Tzu Grace. Also known as Grapie. Grapeface. Grapaccino. My bug. Grape is sick. Grape is still sick, I should say as, as we're nearly a month into this. Through multiple vet visits, emergency vet visits, ultrasounds, xrays, endoscopes and biopsies we found that she has been sick for a very … Continue reading Hail March, full of Grace.
If you follow me on social media you will know that for the last seven months I have been very, very slowly working on my fitness. I hope I am smart enough to have learned not to rush into things and hurt myself or burn out or let perfectionism get the best of me. Yep. … Continue reading Ways to Save: Running Gear
It took over a month of reflection to figure out what my goals for this year were to be. At the end of 2018 I completed all of my financial goals. If you have been following along you know that January screwed some of that up, but we're back on track and well on our … Continue reading Giving – The gift of YOU.
If you follow me on social (Instagram is where I am most active) you will have seen that I've been having a bit of a rough time of late and that last week I had a no good, very bad, day. One of those black days where it all seems overwhelming and you aren't sure … Continue reading Tami and the no good, very bad, day.
My 2019 personal value goal is consistency. We've heard it a hundred times that, "It's not what you do sometimes, but what you do most of the time," that matters. And I knew that. We all know that. We don't always feel it though. Or see it in our lives. Over the few years I … Continue reading Consistency for the win!
