Have you been forced to spend all your assets to maintain your benefits and keep under the $2,000 Medicaid asset test? Good news for you! (And me.) Able tax advantaged accounts are now available for all US residents disabled before the age of 26. The funds placed in an Able account must be used for … Continue reading (Dis) Able Investment Accounts
All those well laid plans for 2019 have NOT worked out, but that's okay, because if I've learned one thing in this life it is how to pivot PIVOT pivot(!) and recover. From January's negative income month, to February's barely there income, to the IRS tax bills I didn't understand I would be receiving and … Continue reading Fire Journey: Disrupted
Like many people, I just bought my liquid detergent at the store. I would buy whatever was least expensive, use coupons/bulk shop and call it. Then I started getting involved in the DIY realm and started making my own detergent and laundry soap. What I discovered over time was that the laundry soap was … Continue reading Ways to save: Laundry and dish detergent
To reiterate: Eat as though you are home bound due to a snow storm. I have several rule exceptions to this, but that's the main idea. I began with mom's Thanksgiving leftovers and then moved onto my pantry/freezer. There are a few pictures and a video below. I'm fairly well stocked in my pantry, and my … Continue reading Results: Snow Challenge Week 1
Short post, but I'm too excited to wait. After much up and down and back and forth I finally hit my goal of having a $1,000 emergency fund! All year long I've been struggling to put money away into an emergency fund as I realized that until I had one I would never stop cycling on … Continue reading Emergency fund: Funded!
As discussed in previous posts I regularly do pantry challenges to keep up rotation, prevent expiration, and use up those odd ball items. It challenges my creativity, beats back my sugar dragon, and is a kindness to my pocket book. I call this challenge: The Snow Storm Challenge. I was inspired several years ago by a … Continue reading Challenge: Snow storm 2018
In order to qualify for Social Security Disability you must meet federally established requirements for "permanent and total disability," including being unable to work for over a year in the future. You also must have completed enough work credits (worked enough reported full time hours) to qualify for the insurance benefit. I believe I only … Continue reading Social Security (SSDI): The numbers. Part two.