Debt free – faster!

I had consumer debt (credit card debt), student loans, and a car loan. All of them charging me interest. I managed to shave years from my pay off date and save thousands in interest by utilizing this credit card hack. I opened a Discover card with 0% interest for 14 months. I then transferred my … Continue reading Debt free – faster!

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Results: Snow Storm Challenge Week Two

Hello all!  Here is what I have to say to begin week two: I miss bubble water.  I love carbonated water.  Doesn't even need a flavor.  It makes up the majority of my liquid consumption and BOY do I miss it!  Tap water.  Ick.  Meh, getting used to it.  Freebies this week: Chick Fil A gave … Continue reading Results: Snow Storm Challenge Week Two

Ways to save: Laundry and dish detergent

Like many people, I just bought my liquid detergent at the store.  I would buy whatever was least expensive, use coupons/bulk shop and call it.  Then I started getting involved in the DIY realm and started making my own detergent and laundry soap.    What I discovered over time was that the laundry soap was … Continue reading Ways to save: Laundry and dish detergent

Results: Snow Challenge Week 1

To reiterate: Eat as though you are home bound due to a snow storm. I have several rule exceptions to this, but that's the main idea. I began with mom's Thanksgiving leftovers and then moved onto my pantry/freezer.  There are a few pictures and a video below.  I'm fairly well stocked in my pantry, and my … Continue reading Results: Snow Challenge Week 1

Challenge: Snow storm 2018

As discussed in previous posts I regularly do pantry challenges to keep up rotation, prevent expiration, and use up those odd ball items.  It challenges my creativity, beats back my sugar dragon, and is a kindness to my pocket book.  I call this challenge: The Snow Storm Challenge.  I was inspired several years ago by a … Continue reading Challenge: Snow storm 2018

Social Security Part 4: Guilt and Shame

For the last twenty plus years I have wrestled with guilt. I call it, “survivor’s guilt,” as a riff on the original meaning. I survive today because programs exist to support people with disabilities at a rate far greater than the past. Yet there is such a stigma attached to using them when your disability … Continue reading Social Security Part 4: Guilt and Shame

Social Security (SSDI): The numbers. Part two.

In order to qualify for Social Security Disability you must meet federally established requirements for "permanent and total disability," including being unable to work for over a year in the future.  You also must have completed enough work credits (worked enough reported full time hours) to qualify for the insurance benefit.  I believe I only … Continue reading Social Security (SSDI): The numbers. Part two.