You guys. I almost let my one year blog anniversary go by without calling attention to it. That does not work for me! This needs to be noted. Why? Well, this is the first time I've stuck with anything this long without getting some sort of reward for doing it. Blogging is tough folks. There … Continue reading Blog Anniversary!
This is something I have wanted to do for a while, but waited until it was less emotionally loaded. When Grace passed on July 2nd, I knew I would write a post on the costs associated with her life regarding pet insurance and vet bills. Not only to satiate my own curiosity about pet insurance … Continue reading Grace: Pet Insurance and a Sick dog – A final tally.
Hello friends! Have you completed steps one and two on this practical steps when the ish hits the fan journey? Fabulous! Let's get into it. Step three is all about bridging the gap between step one's inventory and step two's shortfall list. If you are like me and created a spreadsheet you could easily create … Continue reading Practical Step 3: Bridge the Gap
Thank you, everyone, for your emails, comments, and support. I am incredibly grateful for them! I had a few weeks of just overwhelmed and rudderless, but over the last week or so found my footing. I was so angry at first, here I am FIRE blogging, building an office to coach people, and now I'm … Continue reading Practical steps ahead.
All those well laid plans for 2019 have NOT worked out, but that's okay, because if I've learned one thing in this life it is how to pivot PIVOT pivot(!) and recover. From January's negative income month, to February's barely there income, to the IRS tax bills I didn't understand I would be receiving and … Continue reading Fire Journey: Disrupted
In real life things often come up that interfere with our fantasies of how debt pay off or investment build up will look like. We plan and plan and plan some more and sh*t happens. That's just life. By the way, I'm saying this with amusement, not dour sadness and frustration. If things went to … Continue reading Real life; not fantasy.
I had consumer debt (credit card debt), student loans, and a car loan. All of them charging me interest. I managed to shave years from my pay off date and save thousands in interest by utilizing this credit card hack. I opened a Discover card with 0% interest for 14 months. I then transferred my … Continue reading Debt free – faster!
As discussed in previous posts I regularly do pantry challenges to keep up rotation, prevent expiration, and use up those odd ball items. It challenges my creativity, beats back my sugar dragon, and is a kindness to my pocket book. I call this challenge: The Snow Storm Challenge. I was inspired several years ago by a … Continue reading Challenge: Snow storm 2018
One of the adages that I hear a lot is: being poor is expensive. One day my dad heard this and laughed because it sounded dumb to him. I took a moment to explain a few examples where it rang very true. Costco. Let's take an old favorite of mine now, toilet paper (heh). Toilet … Continue reading You CAN stock up! Being poor is expensive. I have a work around.
I did it! I paid off my last credit card debt a few weeks ago and have a small, but building emergency fund in place. I had been carrying about $2,000 in credit card debt off an on the last few years. I just kept shuffling it around to 0% interest cards and getting close … Continue reading Debt free 2018!!